Can I Sell A Private Mortgage?

Now is the time to sell your mortgage note or promissory note, so if you’re wondering “Can I sell a private mortgage?” the answer is: Yes, Yes, Yes!

Interest rates are very low right now. (At Positive Note Solutions we watch interest rates and their impact on mortgage values).

The market value of a mortgage note is inversely related to the value of the general interest rate. In other words, if interest rates go down, the market value of a mortgage note goes up.  Rates just dropped so now is a great time to sell a private mortgage.

Can I sell a private mortgage?

We know you want to get the best price for your mortgage note, promissory note, real estate note, or other similar real estate paper investment.  You took the time to seller finance your property and now you are ready to profit from your efforts.

When it comes to maximizing your profit, timing is everything: If you take too long the value of your real estate note could plummet because interest rates increased!

If you believe that interest rates are going to go up in the near future (and the Magic 8 Ball says, “All signs point to ‘Yes!’“) then you should consider selling all or part of your private mortgage or real estate note for cash.

Determine the cash value of your private mortgage note

Selling private mortgage payments for cash can be a good move.  The question is, can you sell your note for a price that meets your needs?

What makes a private mortgage note sell for top dollar?

A high value private mortgage note is one that:

  • has a borrower with a good credit score (630 or above)
  • has an interest rate from 6%-9.9%
  • has a term that is 10, 20 or 30 years
  • had a down payment of 10% or greater

If your note doesn’t meet these ideals, don’t worry.  It may not get the highest price, but you can probably sell your note for enough to accomplish your goals.

Why sell my private mortgage note?

Cash from selling your note can be used to pay off debt, obtain a higher yield in a different investment, or spend it on things you need, such as a home, cars, medical bills or tuition.  If you’re covered on all of those things, you can instead take that cash and treat yourself and your loved ones to a relaxing vacation or cruise!  Our favorite trips have been to Colorado Springs, Yosemite and Disney World.

Most mortgage notes can be sold for cash – even those notes where the payments are not being made on a timely basis.

Get a FREE “CASH OUT” QUOTE on your private mortgage by contacting Positive Note Solutions today at (913) 689-8229 or by filling out the brief form below.

How can I sell a private mortgage note?

It’s never been easier. If you want to sell all or part of your private mortgage before interest rates go back up, now is an excellent time to do it.

If you are interested in learning more about your options for selling your real estate note, call us at (913) 689-8229 or fill out the form below.  We’ll get a quote for your note to you quickly.

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